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Segundo dados do Banco Central do Brasil (2018), em abril de 2018, haviam R$ 136 bilhões de empréstimos consignados vinculados a 54,5% do total de servidores públicos (6,2 milhões). Este valor representa 42% do saldo total da carteira de empréstimo pessoal no país.
Evidências levantadas por pesquisas científicas indicam que este alto volume de endividamento é resultado do baixo nível da educação financeira dos servidores públicos, e que promover o acesso dos servidores públicos à educação financeira na orientação ao uso do crédito consignado, seria uma solução para a sua redução.
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